A hospital visit in the Philippines
can financially ruin you
Every year, travelers return home in debt because of unexpected medical bills. Don't make this mistake.
💸 How much does a medical emergency cost in the Philippines?
These are REAL prices from private hospitals in Cebu and Manila (Makati Medical Center, Cebu Doctors)
Appendicitis (emergency surgery)
$3,000 - $8,000
A simple appendicitis can cost a fortune in a private Philippine hospital.
COVID/Dengue hospitalization (7 days)
$5,000 - $15,000
Severe cases requiring intensive care can blow up your budget.
Medical evacuation to home country
$50,000 - $100,000
An emergency medical repatriation costs more than a house.
Motorcycle accident (multiple fractures)
$10,000 - $30,000
Motorcycle accidents are VERY common in the Philippines.
😱 Do you have $50,000 set aside for emergencies?
Travel insurance costs less than a dinner out. Think about it.
📖 True stories from travelers without insurance
These testimonials are based on real situations encountered in the Philippines
💔 "I lost all my savings"
"Mark, 34, had a scooter accident in Bohol. Broken femur. Without insurance, he had to pay $18,000 for surgery and hospitalization. He had to sell his car back home to pay."
Insurance at $45/month would have covered everything.
🏥 "My family had to start a GoFundMe"
"Sarah, 28, contracted Dengue in Cebu. Hemorrhagic form. 12 days in intensive care. Bill: $22,000. Her family had to crowdfund the payment."
Dengue is endemic in the Philippines. IT IS covered by SafetyWing.
✈️ "The evacuation cost more than my entire trip"
"Peter, 58, had a stroke in Palawan. Medical evacuation to Manila then to London. Total cost: $87,000. Luckily he had insurance that covered everything."
Without insurance, financial ruin is guaranteed.
🛡️ SafetyWing: Insurance for digital nomads
Over 500,000 travelers trust SafetyWing. Flexible, no commitment, sign up in 2 minutes.
What's covered
💰 SafetyWing Nomad Insurance Pricing
Cheaper than a dinner out. Seriously.
10 - 39 years
~$56
/ 4 weeks
40 - 49 years
~$91
/ 4 weeks
50 - 59 years
~$136
/ 4 weeks
60 - 69 years
~$227
/ 4 weeks
🧮 Do the math: ~$56 for 4 weeks of peace of mind
vs a $10,000+ bill if something goes wrong
↗ You'll be redirected to the official SafetyWing website to sign up
Why we recommend SafetyWing
Flexible, no commitment
Pay monthly, cancel anytime. Perfect for trips where you don't know the exact duration.
Sign up from anywhere
You can sign up EVEN if you're already in the Philippines. Most insurances don't allow this.
No medical questionnaire
100% online signup in 2 minutes. No need to fill out 10 pages of forms.
Scooters and sports covered
Scooter accidents are VERY common in the Philippines. They're covered (check the terms).
Don't take this risk
The Philippines is amazing. But medical bills without insurance can turn your dream into a financial nightmare. Protect yourself for less than $2 per day.
Subscribe on SafetyWing →* Affiliate link - Palms Horizons earns a commission if you subscribe, at no extra cost to you.
📅 Last updated: January 2026
⚠️ This page contains affiliate links. Prices and coverage mentioned are indicative and may vary. Always check the exact terms on the official SafetyWing website before subscribing. Testimonials are based on real situations but anonymized.